Credit Officer
Omaha, NE, US, 68137-2210
AgCountry Farm Credit Services (AgCountry), Farm Credit Services of America (FCSAmerica) and Frontier Farm Credit are financial cooperatives that operate under shared management across eight states. While each association is owned by its local farmers and ranchers, they collaborate by pooling resources, expertise, and talent to provide affordable credit, crop insurance, and financial services.
Our associations are united by a common mission and commitment to serving rural America and supporting each other, which drives the success of the farmers, ranchers, and agribusiness we serve. We take pride in being a great place to work, and this enthusiasm is reflected in the relationships our team members foster with one another and with our customers.
Job Summary
We are seeking a Credit Officer to join our Capital Markets Underwriting Team to provide analysis and underwriting for capital market loans. You will become an integral member of our team, underwriting and servicing large and often complex loans and developing specialized industry expertise. Credit Officers work in a team environment to jointly serve the needs of our customers through consensus decision-making with Relationship Managers.
Essential Duties & Responsibilities
Common essential functions include, but are not limited to:
- Responsible for underwriting activities within the capital markets portfolio.
- Analyze customer financial statements and loan documents, which may include complex loan structures and terms.
- Perform differential analysis appropriate for the risk presented by the type and size of loan request or servicing action.
- Credit Officers will have the ability to act under significant individual delegated credit authority. Coordinate with sales teammates and lead recommended actions for loan committee approval.
- Establish and maintain sound credit administration. Adhere to the Associations’ credit philosophy, procedures, and guidelines. Complete credit narrative to support decisions made. Establish appropriate loan terms and conditions to manage risk.
- Perform other credit-related functions needed to properly service the loan portfolio.
Travel Time
- Percentage of time required to travel during the day - 25%
- Percentage of time required to travel overnight - 25%
Education Requirements
- 4 Year / bachelor’s degree in business administration, Economics, Finance or other related degree
Years of Experience
- 5-10 years of experience in credit analysis, investment banking or corporate finance
- Demonstrates proven expertise in credit and financial analysis
Certification and Technical Requirements
- CFA or CPA preferred
- Strong knowledge of GAAP and financial modeling
- Prior experience with broadly syndicated transactions
About Us:
AgCountry has 45 offices, is based in Fargo, North Dakota and serves portions of North Dakota, Minnesota, and Wisconsin, FCSAmerica is based in Omaha, NE and has 42 local offices serving rural communities and agriculture in Iowa, Nebraska, South Dakota, and Wyoming. Frontier Farm Credit has six offices serving eastern Kansas. Together, we support nearly 82,000 producers and agribusinesses, meeting the needs of today’s agricultural industry with our combined 2600+ employees providing lending, risk management, technology, commodity marketing, and customer and employee education.
AgCountry Farm Credit Services, ACA, Farm Credit Services of America, ACA, and Frontier Farm Credit, ACA are Equal Employment Opportunity employers, and they comply with all applicable federal, state, and local fair employment practices laws.